/* ============================================================
   Northwind Wealth — styles.css
   Concept: "The proof is compound growth." A committed deep-navy
   editorial world; one refined champagne accent, rationed to the
   growth curve and the CTA. Steel-blue is a data-only color for
   "your contributions." No two sections share a layout.
   ============================================================ */

/* ---------- Tokens ---------- */
:root{
  --bg:#0a1119;          /* deep navy ink — blue-dominant, never #000 */
  --bg-2:#0c1a28;        /* alt band */
  --panel:#0f2131;       /* raised panel */
  --panel-2:#122636;
  --line:rgba(180,201,226,.11);
  --line-2:rgba(180,201,226,.20);

  --ink:#eaf1f8;         /* near-white */
  --ink-70:#c0cdda;      /* body */
  --ink-45:#93a5b9;      /* small muted — ~5.4:1 on bg */

  --gold:#dcb877;        /* brand accent — great on navy */
  --gold-mid:#c8a25a;
  --gold-soft:rgba(220,184,119,.14);
  --steel:#7ba0c9;       /* DATA ONLY — contributions band/label */

  --ease:cubic-bezier(.22,1,.36,1);
  --pad:clamp(20px,5vw,80px);
  --maxw:1200px;

  --serif:"Iowan Old Style",ui-serif,"Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --mono:ui-monospace,"SF Mono","JetBrains Mono",Menlo,Consolas,monospace;
}

/* ---------- Reset-ish ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:var(--sans);font-size:clamp(15px,1.05vw,17px);
  line-height:1.6;-webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;overflow-x:hidden;
}
[hidden]{display:none!important}
img,canvas,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
h1,h2,h3,p,ul,ol,dl,dd,figure,blockquote{margin:0}
ul,ol{padding:0;list-style:none}
::selection{background:rgba(220,184,119,.28);color:#fff}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:3px}

.skip{
  position:fixed;top:-60px;left:12px;z-index:200;
  background:var(--gold);color:#12100a;padding:10px 16px;border-radius:8px;
  font-weight:600;transition:top .2s var(--ease);
}
.skip:focus{top:12px}

/* shared bits */
.kicker{
  font-family:var(--mono);font-size:.72rem;letter-spacing:.24em;
  text-transform:uppercase;color:var(--ink-45);margin-bottom:1.1rem;
}
.kicker.gold{color:var(--gold)}
.kicker.gold-ink{color:var(--gold-ink,#8a6420)}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
em{font-style:italic}

/* ---------- Buttons ---------- */
.btn{
  --by:14px;display:inline-flex;align-items:center;justify-content:center;
  gap:.5em;font-family:var(--sans);font-weight:600;font-size:.95rem;
  letter-spacing:.01em;padding:var(--by) 26px;border-radius:999px;
  border:1px solid transparent;cursor:pointer;
  transition:transform .35s var(--ease),background .35s var(--ease),
             box-shadow .35s var(--ease),color .35s var(--ease),border-color .35s var(--ease);
  will-change:transform;
}
.btn--primary{
  background:var(--gold);color:#1a1407;
  box-shadow:0 10px 30px -12px rgba(220,184,119,.55);
}
.btn--primary:hover{background:#e8c98d;transform:translateY(-2px);
  box-shadow:0 16px 40px -14px rgba(220,184,119,.7)}
.btn--ghost{border-color:var(--line-2);color:var(--ink)}
.btn--ghost:hover{border-color:var(--gold);color:var(--gold);transform:translateY(-2px)}
.btn--nav{--by:9px;padding:9px 18px;background:var(--gold);color:#1a1407;font-size:.86rem}
.btn--nav:hover{background:#e8c98d}
.btn__short{display:none}

/* ============ NAV ============ */
.nav{position:fixed;inset:0 0 auto 0;z-index:100;transition:background .4s var(--ease),border-color .4s var(--ease),backdrop-filter .4s var(--ease)}
.nav__in{
  max-width:var(--maxw);margin:0 auto;padding:14px var(--pad);
  display:flex;align-items:center;gap:20px;
}
.nav.is-stuck{
  background:rgba(10,17,25,.78);backdrop-filter:blur(12px);
  -webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line);
}
.brand{display:flex;align-items:center;gap:11px;margin-right:auto}
.brand__mark{color:var(--gold);display:grid;place-items:center}
.brand__word{display:flex;flex-direction:column;line-height:1.1}
.brand__name{font-family:var(--serif);font-size:1.12rem;letter-spacing:.01em}
.brand__sub{font-family:var(--mono);font-size:.6rem;letter-spacing:.26em;text-transform:uppercase;color:var(--ink-45);margin-top:2px}
.nav__links{display:flex;gap:26px}
.nav__links a{font-size:.86rem;color:var(--ink-70);position:relative;padding:4px 0;transition:color .3s var(--ease)}
.nav__links a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:1px;background:var(--gold);transition:width .35s var(--ease)}
.nav__links a:hover{color:var(--ink)}
.nav__links a:hover::after{width:100%}

/* ============ HERO ============ */
.hero{
  position:relative;min-height:100svh;display:flex;align-items:flex-end;
  padding:120px var(--pad) clamp(40px,7vh,72px);overflow:hidden;
  background:
    radial-gradient(120% 90% at 78% 8%, #10233a 0%, rgba(16,35,58,0) 55%),
    linear-gradient(180deg,#0b1420 0%, #0a1119 100%);
}
.hero__chart{position:absolute;inset:0;width:100%;height:100%;z-index:1}
.hero__scrim{
  position:absolute;inset:0;z-index:2;pointer-events:none;
  background:
    linear-gradient(90deg, rgba(10,17,25,.92) 0%, rgba(10,17,25,.55) 34%, rgba(10,17,25,0) 60%),
    linear-gradient(0deg, rgba(10,17,25,.9) 0%, rgba(10,17,25,0) 40%);
}
.hero__copy{position:relative;z-index:3;max-width:600px}
.kicker.hero__kicker,.hero .kicker{color:var(--gold)}
.hero__title{
  font-family:var(--serif);font-weight:600;
  font-size:clamp(2.9rem,8.5vw,6rem);line-height:.96;letter-spacing:-.02em;
  text-wrap:balance;margin:.1em 0 .55em;
}
.line{display:block;overflow:hidden;padding-bottom:.04em}
.line__i{display:block;transform:translateY(112%);transition:transform 1.15s var(--ease)}
.is-in .line__i{transform:translateY(0)}
.hero__title .line:nth-child(2) .line__i{transition-delay:.12s}
.hero__title .line:nth-child(3) .line__i{transition-delay:.24s}
.line__i.em{color:var(--gold);font-style:italic}
.hero__lede{
  max-width:520px;color:var(--ink-70);font-size:1.06rem;text-wrap:pretty;
  opacity:0;transform:translateY(16px);transition:opacity .9s var(--ease) .5s,transform .9s var(--ease) .5s;
}
.is-in .hero__lede{opacity:1;transform:none}
.hero__cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:1.9rem;
  opacity:0;transform:translateY(16px);transition:opacity .9s var(--ease) .66s,transform .9s var(--ease) .66s}
.is-in .hero__cta{opacity:1;transform:none}

/* Readout panel (frosted plate) */
.readout{
  position:absolute;z-index:3;top:96px;right:var(--pad);width:min(340px,42vw);
  background:rgba(13,26,40,.72);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);
  border:1px solid var(--line-2);border-radius:16px;padding:20px 22px;
  box-shadow:0 24px 60px -30px rgba(0,0,0,.8);
  opacity:0;transform:translateY(-10px);transition:opacity .9s var(--ease) .3s,transform .9s var(--ease) .3s;
}
.is-in .readout{opacity:1;transform:none}
.readout__k{font-family:var(--mono);font-size:.66rem;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-45)}
.readout__big{
  font-family:var(--serif);font-size:clamp(2.3rem,5vw,3.1rem);line-height:1;
  color:var(--gold);letter-spacing:-.02em;margin:.28em 0 .55em;
  font-variant-numeric:tabular-nums;
}
.readout__split{display:grid;gap:12px;padding-top:14px;border-top:1px solid var(--line)}
.readout__split div{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.readout__split dt{font-size:.82rem;color:var(--ink-70);display:flex;align-items:center;gap:8px}
.readout__split dd{font-family:var(--mono);font-size:.92rem;color:var(--ink);font-variant-numeric:tabular-nums}
.dot{width:9px;height:9px;border-radius:2px;flex:none}
.dot--steel{background:var(--steel)}
.dot--gold{background:var(--gold)}
.readout__fine{margin-top:14px;font-size:.68rem;line-height:1.5;color:var(--ink-45);text-wrap:pretty}

/* ============ THESIS ============ */
.thesis{padding:clamp(84px,12vh,150px) var(--pad);border-top:1px solid var(--line)}
.thesis__in{max-width:var(--maxw);margin:0 auto;display:grid;gap:clamp(40px,6vw,80px);
  grid-template-columns:1.25fr .85fr;align-items:start}
.thesis__h{font-family:var(--serif);font-weight:500;font-size:clamp(1.7rem,3.3vw,2.7rem);
  line-height:1.16;letter-spacing:-.015em;text-wrap:balance}
.thesis__h em{color:var(--gold);font-style:italic}
.thesis__body{margin-top:1.4rem;color:var(--ink-70);max-width:56ch;text-wrap:pretty}
.thesis__stats{display:grid;gap:0;border-top:1px solid var(--line)}
.thesis__stats li{display:flex;flex-direction:column;gap:4px;padding:20px 0;border-bottom:1px solid var(--line)}
.stat__num{font-family:var(--serif);font-size:clamp(1.9rem,4vw,2.6rem);color:var(--gold);
  line-height:1;letter-spacing:-.01em;font-variant-numeric:tabular-nums}
.stat__lab{font-size:.82rem;color:var(--ink-45);letter-spacing:.01em}

/* ============ SERVICES ============ */
.svc{padding:clamp(84px,12vh,150px) var(--pad);background:var(--bg-2);border-top:1px solid var(--line)}
.svc__head{max-width:var(--maxw);margin:0 auto 2.6rem}
.svc__h{font-family:var(--serif);font-weight:500;font-size:clamp(1.8rem,3.6vw,2.9rem);letter-spacing:-.015em;text-wrap:balance}
.svc__list{max-width:var(--maxw);margin:0 auto;border-top:1px solid var(--line)}
.svc__row{
  display:grid;grid-template-columns:auto minmax(0,1fr) 1fr auto;align-items:baseline;
  gap:clamp(14px,3vw,40px);padding:clamp(22px,3.4vw,34px) 0;border-bottom:1px solid var(--line);
  transition:background .4s var(--ease);position:relative;
}
.svc__row::before{content:"";position:absolute;left:calc(-1*var(--pad));right:calc(-1*var(--pad));top:0;bottom:0;
  background:linear-gradient(90deg,var(--gold-soft),transparent 60%);opacity:0;transition:opacity .4s var(--ease);pointer-events:none}
.svc__row:hover::before{opacity:1}
.svc__no{font-family:var(--mono);font-size:.86rem;color:var(--gold);letter-spacing:.1em;padding-top:.35em}
.svc__title{font-family:var(--serif);font-size:clamp(1.25rem,2.4vw,1.7rem);font-weight:500;letter-spacing:-.01em}
.svc__desc{color:var(--ink-70);font-size:.96rem;max-width:52ch;text-wrap:pretty;grid-column:3;margin-top:0}
.svc__leader{display:none}
.svc__meta{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--ink-45);text-align:right;white-space:nowrap;padding-top:.5em}

/* ============ PROCESS (light paper band) ============ */
.band-paper{
  --paper:#f2ede2;--paper-ink:#161f2b;--paper-mut:#4b5a6c;--gold-ink:#8a6420;
  background:var(--paper);color:var(--paper-ink);
}
.band-paper ::selection{background:rgba(138,100,32,.24);color:#111}
.process{padding:clamp(84px,12vh,150px) var(--pad)}
.process__in{max-width:var(--maxw);margin:0 auto;display:grid;gap:clamp(44px,6vw,72px);
  grid-template-columns:.95fr 1.05fr;align-items:start}
.process__h{font-family:var(--serif);font-weight:500;font-size:clamp(1.7rem,3.3vw,2.6rem);
  line-height:1.14;letter-spacing:-.015em;color:var(--paper-ink);text-wrap:balance}
.process__body{margin-top:1.4rem;color:var(--paper-mut);max-width:52ch;text-wrap:pretty}
.oath{margin-top:1.6rem;padding-left:20px;border-left:3px solid var(--gold-ink);
  font-family:var(--serif);font-style:italic;font-size:1.12rem;line-height:1.5;color:var(--paper-ink);max-width:48ch}
.steps{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(22,31,43,.14);
  border:1px solid rgba(22,31,43,.14);border-radius:14px;overflow:hidden}
.step{background:var(--paper);padding:clamp(22px,3vw,30px)}
.step__no{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;
  background:var(--paper-ink);color:var(--paper);font-family:var(--mono);font-size:.9rem;font-weight:600;margin-bottom:1rem}
.step__t{font-family:var(--serif);font-size:1.2rem;font-weight:500;margin-bottom:.4rem}
.step__d{font-size:.9rem;color:var(--paper-mut);text-wrap:pretty}
.step__d em{color:var(--paper-ink);font-style:italic}

/* ============ ADVISOR ============ */
.advisor{padding:clamp(84px,12vh,150px) var(--pad);border-top:1px solid var(--line)}
.advisor__in{max-width:var(--maxw);margin:0 auto;display:grid;gap:clamp(40px,6vw,74px);
  grid-template-columns:.8fr 1.2fr;align-items:center}
.advisor__portrait{position:relative;aspect-ratio:1;max-width:360px;width:100%;margin:0 auto;
  border-radius:20px;overflow:hidden;border:1px solid var(--line-2);
  background:radial-gradient(120% 120% at 30% 20%,#13293f,#0b1521)}
.advisor__seal{position:absolute;inset:0;width:100%;height:100%}
.advisor__mono{position:absolute;inset:0;display:grid;place-items:center;
  font-family:var(--serif);font-size:clamp(3.4rem,11vw,5.4rem);color:var(--gold);
  letter-spacing:.02em;text-shadow:0 4px 30px rgba(0,0,0,.5)}
.advisor__h{font-family:var(--serif);font-weight:500;font-size:clamp(1.9rem,4vw,3rem);letter-spacing:-.015em}
.advisor__h .cred{color:var(--gold);font-size:.62em;font-family:var(--mono);letter-spacing:.06em;white-space:nowrap}
.advisor__role{font-family:var(--mono);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-45);margin:.7rem 0 1.3rem}
.advisor__bio{color:var(--ink-70);max-width:56ch;text-wrap:pretty}
.creds{margin-top:1.8rem;display:grid;gap:0;border-top:1px solid var(--line)}
.creds div{display:grid;grid-template-columns:minmax(120px,.4fr) 1fr;gap:16px;
  padding:14px 0;border-bottom:1px solid var(--line)}
.creds dt{font-family:var(--mono);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.creds dd{font-size:.92rem;color:var(--ink-70)}

/* ============ TESTIMONIAL ============ */
.quote{padding:clamp(90px,14vh,170px) var(--pad);background:
    radial-gradient(90% 120% at 50% 0%, #10233a 0%, rgba(16,35,58,0) 60%),var(--bg);
  border-top:1px solid var(--line);text-align:center}
.quote__in{max-width:820px;margin:0 auto}
.quote__marks{color:var(--gold);width:52px;height:36px;margin:0 auto .4rem}
.quote__body p{font-family:var(--serif);font-weight:500;font-size:clamp(1.4rem,3.2vw,2.2rem);
  line-height:1.34;letter-spacing:-.01em;text-wrap:balance;color:var(--ink)}
.quote__by{margin-top:2rem;display:flex;flex-direction:column;gap:4px}
.quote__name{font-family:var(--serif);font-size:1.05rem;color:var(--gold)}
.quote__role{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-45)}

/* ============ BOOK / FORM ============ */
.book{padding:clamp(84px,12vh,150px) var(--pad);background:var(--bg-2);border-top:1px solid var(--line)}
.book__in{max-width:var(--maxw);margin:0 auto;display:grid;gap:clamp(40px,6vw,72px);
  grid-template-columns:1fr 1fr;align-items:start}
.book__h{font-family:var(--serif);font-weight:500;font-size:clamp(2rem,4.4vw,3.2rem);letter-spacing:-.015em}
.book__body{margin-top:1.2rem;color:var(--ink-70);max-width:46ch;text-wrap:pretty}
.book__assure{margin-top:1.6rem;display:grid;gap:12px}
.book__assure li{position:relative;padding-left:28px;color:var(--ink-70);font-size:.95rem}
.book__assure li::before{content:"";position:absolute;left:0;top:.5em;width:14px;height:8px;
  border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.book__min{margin-top:1.8rem;font-size:.82rem;color:var(--ink-45);text-wrap:pretty;
  border-top:1px solid var(--line);padding-top:1.2rem;max-width:46ch}

.cform{background:var(--panel);border:1px solid var(--line-2);border-radius:18px;
  padding:clamp(22px,3.4vw,34px);display:grid;grid-template-columns:1fr 1fr;gap:18px 18px;
  box-shadow:0 30px 70px -40px rgba(0,0,0,.8)}
.field{display:flex;flex-direction:column;gap:7px;min-width:0}
.field--wide,.btn--submit,.cform__fine,.cform__ok{grid-column:1/-1}
.field label{font-size:.82rem;color:var(--ink-70);font-weight:500;letter-spacing:.01em}
.field .opt{color:var(--ink-45);font-weight:400}
.field input,.field select,.field textarea{
  font-family:var(--sans);font-size:.98rem;color:var(--ink);
  background:var(--bg);border:1px solid var(--line-2);border-radius:10px;
  padding:12px 14px;width:100%;transition:border-color .3s var(--ease),box-shadow .3s var(--ease)}
.field textarea{resize:vertical;min-height:84px}
.field select{appearance:none;-webkit-appearance:none;cursor:pointer;
  background-image:linear-gradient(45deg,transparent 50%,var(--ink-45) 50%),linear-gradient(135deg,var(--ink-45) 50%,transparent 50%);
  background-position:calc(100% - 20px) 55%,calc(100% - 15px) 55%;background-size:5px 5px,5px 5px;background-repeat:no-repeat}
.field input::placeholder,.field textarea::placeholder{color:var(--ink-45)}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(220,184,119,.18)}
.field input[aria-invalid="true"]{border-color:#e0796b;box-shadow:0 0 0 3px rgba(224,121,107,.16)}
.err{color:#eb8f83;font-size:.78rem;margin-top:1px}
.btn--submit{width:100%;margin-top:2px}
.cform__fine{font-size:.72rem;color:var(--ink-45);text-align:center;text-wrap:pretty;line-height:1.5}
.cform__ok{display:flex;flex-direction:column;align-items:center;text-align:center;gap:8px;padding:16px 0}
.cform__ok-mark{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;
  background:var(--gold-soft);color:var(--gold);border:1px solid rgba(220,184,119,.4);margin-bottom:6px}
.cform__ok-h{font-family:var(--serif);font-size:1.4rem;color:var(--ink)}
.cform__ok-p{color:var(--ink-70);font-size:.92rem;max-width:40ch;text-wrap:pretty}
.cform__ok-p b{color:var(--gold);font-weight:600}

/* ============ FOOTER ============ */
.foot{background:#080e15;border-top:1px solid var(--line);padding:clamp(54px,8vh,84px) var(--pad) 0}
.foot__in{max-width:var(--maxw);margin:0 auto;display:grid;grid-template-columns:1.2fr 2fr;gap:40px}
.foot__brand{display:flex;flex-direction:column;gap:8px}
.foot__brand .brand__mark{color:var(--gold)}
.foot__name{font-family:var(--serif);font-size:1.25rem;margin-top:4px}
.foot__tag{font-family:var(--mono);font-size:.72rem;letter-spacing:.1em;color:var(--ink-45)}
.foot__cols{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.foot__col{display:flex;flex-direction:column;gap:10px}
.foot__col h3{font-family:var(--mono);font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:2px}
.foot__col a,.foot__col span{font-size:.86rem;color:var(--ink-70)}
.foot__col a{transition:color .3s var(--ease)}
.foot__col a:hover{color:var(--gold)}
.foot__legal{max-width:var(--maxw);margin:clamp(40px,6vh,64px) auto 0;padding:22px 0 30px;border-top:1px solid var(--line)}
.foot__legal p{font-size:.72rem;color:var(--ink-45);line-height:1.6;max-width:92ch;text-wrap:pretty}
.foot__copy{margin-top:12px}

/* ---------- Scroll reveals ---------- */
[data-rv]{opacity:0;transform:translateY(24px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
[data-rv].in{opacity:1;transform:none}

/* ============ RESPONSIVE ============ */
@media (max-width:1040px){
  .thesis__in,.process__in,.advisor__in,.book__in{grid-template-columns:1fr}
  .readout{width:min(320px,50vw)}
  .advisor__portrait{max-width:280px}
}
@media (max-width:860px){
  .nav__links{display:none}
  .btn__full{display:none}.btn__short{display:inline}
  .readout{position:relative;top:auto;right:auto;width:100%;max-width:420px;margin:0 0 26px auto}
  .hero{align-items:stretch;flex-direction:column;justify-content:flex-end;padding-top:104px}
  .hero__scrim{background:linear-gradient(0deg,rgba(10,17,25,.94) 12%,rgba(10,17,25,.4) 55%,rgba(10,17,25,.7) 100%)}
  .svc__row{grid-template-columns:auto 1fr;gap:8px 18px}
  .svc__desc{grid-column:2;margin-top:8px}
  .svc__meta{grid-column:2;text-align:left;padding-top:2px}
  .cform{grid-template-columns:1fr}
  .foot__in{grid-template-columns:1fr}
  .foot__cols{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  .steps{grid-template-columns:1fr}
  .creds div{grid-template-columns:1fr;gap:2px}
  .foot__cols{grid-template-columns:1fr}
  .quote__body p{font-size:1.3rem}
}

/* ============ REDUCED MOTION — a complete, settled comp ============ */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;
    transition-duration:.001ms!important;scroll-behavior:auto!important}
  .line__i{transform:none!important}
  .hero__lede,.hero__cta,.readout{opacity:1!important;transform:none!important}
  [data-rv]{opacity:1!important;transform:none!important}
}
