Proactive tax + advisory · Est. 2016
Keep more of what you earn.
Most firms file your taxes after the year is over — when nothing can change. We plan them before it closes, so the deductions and elections are yours to keep. Model your own numbers on the right.
- $14.6Mtax reduced for clients since 2016
- 320+owner-run businesses advised
- $27,400average first-year savings *
01 — What we do
Books, taxes and the plan that ties them together.
One firm for the whole picture. Clean monthly books feed a tax plan we revisit every quarter — so nothing is a surprise in April.
Start with a free review-
S1
Proactive tax planning
Quarterly strategy sessions, entity structuring, retirement and compensation design. We tell you the move while there's still time to make it.
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S2
Monthly bookkeeping
Reconciled books, cash-flow clarity and a real-time view of profit. The foundation every deduction is built on.
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S3
Business & personal returns
Federal and multi-state filing for the business and its owners, prepared and reviewed by a licensed CPA — never outsourced.
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S4
Fractional CFO advisory
Budgets, forecasts and pricing analysis for the growth stage. The numbers behind your next hire, location or raise.
02 — The proactive method
Four moves, run on a loop — not a scramble in April.
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01
Map
We read your books and last three returns, then map every deduction and election available to your entity and industry.
WEEK 1 -
02
Model
We model the scenarios — the same math as the estimator above, on your real numbers — and rank the moves by after-tax dollars.
WEEK 2 -
03
Move
We implement before year-end: elections filed, plans opened, comp set. The savings are locked in while they still count.
Q3–Q4 -
04
Maintain
Quarterly check-ins keep the plan current as you grow. When the law changes, you hear it from us first — with a plan attached.
ONGOING
03 — Your CPA
You work with Elena, not a call center.
Elena Vance founded Harbor after a decade in a national firm, tired of watching owners overpay because no one looked at their taxes until it was too late. Every Harbor client has her direct line.
"Tax planning isn't a form you file. It's a set of decisions you make during the year — and the ones you skip are the ones that cost you."
- Name
- Elena Vance, CPA, MST
- Role
- Founder & Managing Partner
- Experience
- 16 yrs · ex-national firm
- Focus
- Owner-run & professional services
Client results
Our last accountant handed us a bill every April and called it a day. Harbor found $38,400 the first year — money that was sitting on the table the whole time.
- Kept with clients, 2023
- $4.2M
- Client retention
- 97%
- Avg. review turnaround
- 12 days
04 — Free tax review
Find out what you're leaving on the table.
Send us the basics. Within two weeks you'll get a written review of the top savings we'd pursue for your business — specific dollars, specific sections. No pitch deck, no obligation.
- A ranked list of deductions and elections you likely qualify for
- An estimated first-year savings figure on your real numbers
- A 30-minute call with Elena to walk it through
No sales team will call you six times. One CPA, one honest read — and if there's nothing to save, we'll tell you that too.