/* =========================================================
   Bulwark Insurance Group — styles
   Concept: "See the gaps before they cost you." A coverage-gap
   instrument the visitor operates. Jade = protected (accent),
   amber = a gap left open (semantic warning, separate role).
   ========================================================= */

:root{
  --ease: cubic-bezier(.22,1,.36,1);

  /* dark ground — warm-shifted protective ink (never pure black) */
  --bg:        #0c1517;
  --bg-2:      #0f1c1e;
  --panel:     #10211f;
  --panel-2:   #143229;   /* subtle jade-tinted panel */
  --ink:       #eef4f1;
  --ink-2:     #a7bab4;   /* muted body */
  --ink-3:     #6f847e;   /* faint / captions */
  --line:      rgba(158,196,183,.14);
  --line-2:    rgba(158,196,183,.24);

  /* accent — jade "protected". Bright enough for AA on dark. */
  --jade:      #4fe0a8;
  --jade-soft: #7fecc2;
  --jade-deep: #1f8f66;   /* used on light ground for small text */

  /* semantic — amber "gap / at risk" (NOT the accent) */
  --amber:     #f0a848;
  --amber-ink: #b26d16;

  /* instrument */
  --scope-bg:   #0a1214;
  --scope-edge: rgba(158,196,183,.34);

  --pad: clamp(20px, 5vw, 84px);
  --maxw: 1180px;
  --radius: 16px;

  --f-disp: "Fraunces", Georgia, serif;
  --f-body: "Sora", system-ui, sans-serif;
  --f-mono: "IBM Plex Mono", ui-monospace, monospace;

  color-scheme: dark;
}

@media (prefers-color-scheme: light){
  :root{
    --bg:        #eef1ee;
    --bg-2:      #e6ebe7;
    --panel:     #ffffff;
    --panel-2:   #eaf5ef;
    --ink:       #101d1c;
    --ink-2:     #475853;
    --ink-3:     #74857f;
    --line:      rgba(20,45,40,.12);
    --line-2:    rgba(20,45,40,.20);
    --jade:      #0f9d6b;
    --jade-soft: #0b7b53;
    --jade-deep: #0b6f4b;
    --amber:     #c07a12;
    --amber-ink: #97600b;
    --scope-bg:  #f4f8f5;
    --scope-edge: rgba(20,45,40,.28);
    color-scheme: light;
  }
}
:root[data-theme="dark"]{
  --bg:#0c1517;--bg-2:#0f1c1e;--panel:#10211f;--panel-2:#143229;
  --ink:#eef4f1;--ink-2:#a7bab4;--ink-3:#6f847e;
  --line:rgba(158,196,183,.14);--line-2:rgba(158,196,183,.24);
  --jade:#4fe0a8;--jade-soft:#7fecc2;--jade-deep:#1f8f66;
  --amber:#f0a848;--amber-ink:#b26d16;
  --scope-bg:#0a1214;--scope-edge:rgba(158,196,183,.34);
  color-scheme:dark;
}
:root[data-theme="light"]{
  --bg:#eef1ee;--bg-2:#e6ebe7;--panel:#ffffff;--panel-2:#eaf5ef;
  --ink:#101d1c;--ink-2:#475853;--ink-3:#74857f;
  --line:rgba(20,45,40,.12);--line-2:rgba(20,45,40,.20);
  --jade:#0f9d6b;--jade-soft:#0b7b53;--jade-deep:#0b6f4b;
  --amber:#c07a12;--amber-ink:#97600b;
  --scope-bg:#f4f8f5;--scope-edge:rgba(20,45,40,.28);
  color-scheme:light;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:var(--f-body);font-weight:360;
  line-height:1.6;letter-spacing:-.01em;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
::selection{background:var(--jade);color:#04120c}

:focus-visible{outline:2.5px solid var(--jade);outline-offset:3px;border-radius:4px}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:fixed;top:10px;left:10px;z-index:200;background:var(--jade);color:#04120c;
  padding:10px 16px;border-radius:10px;font-weight:600;transform:translateY(-160%);transition:transform .25s var(--ease)}
.skip:focus{transform:none}

.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:var(--pad)}

/* ---------- typography ---------- */
h1,h2,h3,h4{font-family:var(--f-disp);font-weight:420;line-height:1.02;
  letter-spacing:-.02em;text-wrap:balance;margin:0}
h2{font-size:clamp(1.9rem,4.3vw,3.1rem)}
h3{font-size:1.14rem;letter-spacing:-.01em;line-height:1.2}
p{text-wrap:pretty}
em{font-style:italic}
.eyebrow{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.24em;
  text-transform:uppercase;color:var(--jade-deep);margin:0 0 1.1rem}
:root[data-theme="dark"] .eyebrow,
.eyebrow{color:var(--jade)}
@media (prefers-color-scheme:light){.eyebrow{color:var(--jade-deep)}}
:root[data-theme="light"] .eyebrow{color:var(--jade-deep)}
.eyebrow--on-dark{color:var(--jade)!important}

/* =======================================================
   NAV
   ======================================================= */
.nav{position:sticky;top:0;z-index:90;transition:background .3s var(--ease),border-color .3s var(--ease)}
.nav.stuck{background:color-mix(in srgb,var(--bg) 82%,transparent);
  backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line)}
.nav__in{max-width:var(--maxw);margin-inline:auto;padding:16px var(--pad);
  display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:inline-flex;align-items:center;gap:10px;font-family:var(--f-disp);
  font-size:1.18rem;letter-spacing:-.02em;color:var(--ink)}
.brand__mark{color:var(--jade)}
.brand__co{color:var(--ink-2)}
.nav__links{display:flex;align-items:center;gap:30px;font-size:.94rem}
.nav__links a{color:var(--ink-2);transition:color .2s var(--ease)}
.nav__links a:hover{color:var(--ink)}
.nav__cta{color:var(--ink)!important;border:1px solid var(--line-2);
  padding:8px 18px;border-radius:999px;transition:border-color .2s var(--ease),background .2s var(--ease)}
.nav__cta:hover{border-color:var(--jade);background:color-mix(in srgb,var(--jade) 12%,transparent)}

.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:0;
  padding:8px;cursor:pointer}
.hamburger span{width:24px;height:2px;background:var(--ink);border-radius:2px;
  transition:transform .3s var(--ease),opacity .2s var(--ease)}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.mobile-menu{position:fixed;inset:0;z-index:80;background:color-mix(in srgb,var(--bg) 97%,transparent);
  backdrop-filter:blur(6px);display:flex;align-items:center;justify-content:center;
  opacity:0;transition:opacity .3s var(--ease)}
.mobile-menu.open{opacity:1}
.mobile-menu__nav{display:flex;flex-direction:column;gap:8px;text-align:center}
.mobile-menu__nav a{font-family:var(--f-disp);font-size:1.9rem;color:var(--ink);padding:10px 24px}
.mobile-menu__cta{color:var(--jade)!important}

/* =======================================================
   HERO
   ======================================================= */
.hero{padding:clamp(28px,6vh,64px) 0 clamp(60px,9vh,110px);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;
  background:
    radial-gradient(120% 90% at 78% 8%,color-mix(in srgb,var(--jade) 12%,transparent),transparent 60%),
    radial-gradient(90% 70% at 0% 100%,var(--bg-2),transparent 70%)}
.hero__grid{max-width:var(--maxw);margin-inline:auto;padding-inline:var(--pad);
  display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(32px,5vw,72px);align-items:center}

.kicker{display:inline-flex;align-items:center;gap:9px;font-family:var(--f-mono);
  font-size:.72rem;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-2);margin:0 0 1.5rem}
.kicker .dot{width:7px;height:7px;border-radius:50%;background:var(--jade);
  box-shadow:0 0 0 4px color-mix(in srgb,var(--jade) 22%,transparent)}

.hero__title{font-size:clamp(2.7rem,7.4vw,5.4rem);line-height:.96;letter-spacing:-.035em;
  margin:0 0 1.5rem}
.hero__title .l{display:block;overflow:hidden;padding-bottom:.06em}
.hero__title .l>span{display:block;will-change:transform;transform:translateY(112%);
  animation:lineRise 1.25s var(--ease) both}
.hero__title .l:nth-child(1)>span{animation-delay:.08s}
.hero__title .l:nth-child(2)>span{animation-delay:.22s}
.hero__title .l:nth-child(3)>span{animation-delay:.36s}
@keyframes lineRise{from{transform:translateY(112%)}to{transform:none}}
.hero__title em{color:var(--jade);font-style:italic}
@media (prefers-color-scheme:light){.hero__title em{color:var(--jade-deep)}}
:root[data-theme="light"] .hero__title em{color:var(--jade-deep)}
:root[data-theme="dark"] .hero__title em{color:var(--jade)}

.hero__sub{color:var(--ink-2);font-size:1.05rem;max-width:44ch;margin:0 0 1.9rem}

/* asset chips */
.assets{border:0;margin:0 0 1.4rem;padding:0;display:grid;
  grid-template-columns:repeat(4,1fr);gap:10px}
.assets legend{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.18em;
  text-transform:uppercase;color:var(--ink-3);margin-bottom:.7rem;padding:0}
.asset{position:relative;display:flex;flex-direction:column;align-items:center;gap:8px;
  padding:14px 8px;border:1px solid var(--line-2);border-radius:13px;cursor:pointer;
  background:color-mix(in srgb,var(--panel) 55%,transparent);
  transition:border-color .2s var(--ease),background .2s var(--ease),transform .2s var(--ease)}
.asset input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.asset__ic{color:var(--ink-2);transition:color .2s var(--ease)}
.asset__ic svg{width:26px;height:26px}
.asset__t{font-size:.86rem;font-weight:500;color:var(--ink-2);transition:color .2s var(--ease)}
.asset:hover{border-color:var(--line-2);transform:translateY(-2px)}
.asset:has(input:checked){border-color:var(--jade);
  background:color-mix(in srgb,var(--jade) 13%,transparent)}
.asset:has(input:checked) .asset__ic,
.asset:has(input:checked) .asset__t{color:var(--ink)}
.asset:has(input:focus-visible){outline:2.5px solid var(--jade);outline-offset:3px}

/* riders */
.gaps{margin:0 0 1.9rem}
.gaps__head{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.18em;
  text-transform:uppercase;color:var(--ink-3);margin:0 0 .7rem}
.gaps__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:1px;
  background:var(--line);border:1px solid var(--line);border-radius:12px;overflow:hidden}
.gaps__list:empty{display:none}
.rider{display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding:13px 16px;background:var(--panel)}
.rider__t{font-size:.92rem;font-weight:500;color:var(--ink);display:flex;flex-direction:column;gap:2px}
.rider__s{font-size:.76rem;font-weight:360;color:var(--ink-3)}
.switch{position:relative;flex:none;width:44px;height:25px;cursor:pointer}
.switch input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.switch__ui{position:absolute;inset:0;border-radius:999px;background:color-mix(in srgb,var(--ink-3) 40%,transparent);
  transition:background .22s var(--ease)}
.switch__ui::after{content:"";position:absolute;top:3px;left:3px;width:19px;height:19px;
  border-radius:50%;background:#fff;transition:transform .22s var(--ease)}
.switch input:checked + .switch__ui{background:var(--jade)}
.switch input:checked + .switch__ui::after{transform:translateX(19px)}
.switch input:focus-visible + .switch__ui{outline:2.5px solid var(--jade);outline-offset:3px}

.hero__cta{display:flex;flex-wrap:wrap;gap:14px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--f-body);font-weight:600;font-size:.96rem;letter-spacing:-.01em;
  padding:14px 26px;border-radius:12px;cursor:pointer;border:1px solid transparent;
  transition:transform .2s var(--ease),background .2s var(--ease),box-shadow .2s var(--ease),border-color .2s var(--ease)}
.btn--primary{background:var(--jade);color:#04120c;box-shadow:0 8px 26px color-mix(in srgb,var(--jade) 30%,transparent)}
.btn--primary:hover{transform:translateY(-2px);box-shadow:0 12px 34px color-mix(in srgb,var(--jade) 42%,transparent)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line-2)}
.btn--ghost:hover{border-color:var(--jade);transform:translateY(-2px)}

/* ---- the instrument / scope ---- */
.scope{align-self:stretch}
.scope__frame{background:var(--panel);border:1px solid var(--line-2);border-radius:var(--radius);
  padding:clamp(18px,2.4vw,26px);box-shadow:0 30px 80px -40px rgba(0,0,0,.6)}
.scope__top{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.scope__label,.scope__live{font-family:var(--f-mono);font-size:.68rem;letter-spacing:.2em;color:var(--ink-3)}
.scope__live{display:inline-flex;align-items:center;gap:7px;color:var(--jade)}
.scope__live-dot{width:6px;height:6px;border-radius:50%;background:var(--jade);animation:pulse 2.4s var(--ease) infinite}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.35;transform:scale(.8)}}

.shield{width:100%;max-width:260px;height:auto;margin:0 auto 6px;display:block}
.shield__edge{filter:drop-shadow(0 0 10px color-mix(in srgb,var(--jade) 22%,transparent))}

.band__label{font-family:var(--f-mono);font-size:9px;letter-spacing:.12em;fill:var(--ink-2)}
.band__gap{fill:url(#hatch)}
.band__cover{fill:var(--jade);transform-box:fill-box;transform-origin:left center;
  transition:transform .6s var(--ease),opacity .3s var(--ease)}
.band__base{fill:color-mix(in srgb,var(--scope-edge) 40%,transparent);opacity:.5;
  transition:opacity .3s var(--ease)}
.band__hatchwrap{transition:opacity .3s var(--ease)}
.band__check{transition:opacity .3s var(--ease)}

.scope__score{display:flex;align-items:baseline;gap:14px;margin:12px 0 4px;
  padding-top:14px;border-top:1px solid var(--line)}
.scope__num{font-family:var(--f-mono);font-weight:600;font-size:clamp(2.6rem,7vw,3.4rem);
  line-height:1;letter-spacing:-.04em;color:var(--ink);font-variant-numeric:tabular-nums}
.scope__den{font-size:1.1rem;color:var(--ink-3);margin-left:2px}
.scope__scoremeta{display:flex;flex-direction:column;gap:1px}
.scope__scoretag{font-size:.9rem;font-weight:600}
.scope__scoretag[data-level="none"]{color:var(--ink-3)}
.scope__scoretag[data-level="low"]{color:var(--amber)}
.scope__scoretag[data-level="ok"]{color:var(--jade)}
.scope__scoretag[data-level="high"]{color:var(--jade)}
.scope__scoresub{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.16em;
  text-transform:uppercase;color:var(--ink-3)}

.readout{margin:14px 0 0;padding:0;display:flex;flex-direction:column;gap:1px;
  background:var(--line);border-radius:10px;overflow:hidden}
.readout__row{display:flex;align-items:center;justify-content:space-between;
  padding:9px 13px;background:var(--panel-2)}
.readout__row dt{font-size:.82rem;color:var(--ink-2);margin:0}
.readout__row dd{margin:0;font-family:var(--f-mono);font-size:.92rem;font-weight:500;
  color:var(--ink);font-variant-numeric:tabular-nums}
.readout__row--risk dd{color:var(--amber)}

.scope__msg{font-size:.86rem;color:var(--ink-2);margin:13px 2px 0;min-height:2.4em}
.scope__foot{font-size:.72rem;color:var(--ink-3);margin:12px 2px 0;text-align:center}

/* =======================================================
   COVERAGE LINES
   ======================================================= */
.lines{padding:clamp(70px,11vh,130px) 0;border-top:1px solid var(--line)}
.sec-head{max-width:60ch;margin:0 0 clamp(34px,5vw,58px)}
.sec-head__sub{color:var(--ink-2);margin:1rem 0 0;font-size:1.02rem;max-width:52ch}
.eyebrow{display:block}

.lines__grid{list-style:none;margin:0;padding:0;
  display:grid;grid-template-columns:repeat(3,1fr);gap:1px;
  background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.line{background:var(--panel);padding:clamp(24px,3vw,36px);display:flex;flex-direction:column;gap:12px}
.line__ic{width:44px;height:44px;display:grid;place-items:center;border-radius:11px;
  background:color-mix(in srgb,var(--jade) 12%,transparent);color:var(--jade)}
.line__ic svg{width:24px;height:24px}
.line h3{margin-top:4px}
.line p{color:var(--ink-2);font-size:.95rem;margin:0}

/* =======================================================
   INDEPENDENT ADVANTAGE
   ======================================================= */
.adv{padding:clamp(70px,11vh,130px) 0;background:var(--bg-2);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.adv__grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:clamp(36px,5vw,74px);align-items:center}
.adv__lead h2{margin-bottom:1.2rem}
.adv__lead em{color:var(--jade);font-style:italic}
@media (prefers-color-scheme:light){.adv__lead em{color:var(--jade-deep)}}
:root[data-theme="light"] .adv__lead em{color:var(--jade-deep)}
:root[data-theme="dark"] .adv__lead em{color:var(--jade)}
.adv__copy{color:var(--ink-2);margin:0 0 1.9rem;font-size:1.03rem;max-width:46ch}
.adv__copy strong{color:var(--ink);font-weight:600}

.adv__compare{background:var(--panel);border:1px solid var(--line-2);border-radius:var(--radius);
  overflow:hidden}
.cmp__head,.cmp__row{display:grid;grid-template-columns:1.4fr 1fr 1fr;align-items:center}
.cmp__head{padding:16px clamp(16px,2vw,24px);border-bottom:1px solid var(--line);
  font-family:var(--f-mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase}
.cmp__col{text-align:center}
.cmp__col--them{color:var(--ink-3)}
.cmp__col--us{color:var(--jade)}
.cmp__row{padding:15px clamp(16px,2vw,24px)}
.cmp__row + .cmp__row{border-top:1px solid var(--line)}
.cmp__row [role="rowheader"]{font-size:.92rem;color:var(--ink-2);font-weight:400}
.cmp__them,.cmp__us{text-align:center;font-size:.94rem}
.cmp__them{color:var(--ink-3)}
.cmp__us{color:var(--ink);font-weight:600}
.cmp__us .chk{position:relative;padding-left:20px;color:var(--jade)}
.cmp__us .chk::before{content:"";position:absolute;left:0;top:50%;width:13px;height:8px;
  border-left:2px solid var(--jade);border-bottom:2px solid var(--jade);
  transform:translateY(-70%) rotate(-45deg)}
.cmp__them .x{position:relative;padding-left:18px}
.cmp__them .x::before{content:"×";position:absolute;left:2px;top:-1px;color:var(--amber);font-weight:700}

/* =======================================================
   AGENT
   ======================================================= */
.agent{padding:clamp(70px,11vh,130px) 0}
.agent__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(34px,5vw,70px);align-items:center}
.agent__card{position:relative;background:var(--panel-2);border:1px solid var(--line-2);
  border-radius:var(--radius);padding:clamp(30px,4vw,52px);display:grid;place-items:center}
.medallion{width:min(74%,240px);height:auto}
.medallion__mono{font-family:var(--f-mono);font-weight:600;font-size:40px;letter-spacing:.05em;fill:var(--jade)}
.agent__badge{position:absolute;bottom:-18px;right:22px;background:var(--jade);color:#04120c;
  border-radius:12px;padding:11px 16px;display:flex;flex-direction:column;line-height:1.05;
  box-shadow:0 12px 30px -10px color-mix(in srgb,var(--jade) 55%,transparent)}
.agent__badge-num{font-family:var(--f-mono);font-weight:600;font-size:1.15rem;font-variant-numeric:tabular-nums}
.agent__badge span:last-child{font-size:.68rem;letter-spacing:.06em}

.agent__body h2 .agent__role{display:block;font-size:.5em;color:var(--ink-2);
  letter-spacing:.02em;margin-top:.4rem}
.agent__bio{color:var(--ink-2);font-size:1.05rem;margin:1.3rem 0 1.6rem;max-width:52ch}
.agent__bio em{color:var(--ink);font-style:italic}
.agent__creds{list-style:none;margin:0 0 1.9rem;padding:0;display:flex;flex-direction:column;gap:9px}
.agent__creds li{position:relative;padding-left:26px;font-size:.92rem;color:var(--ink-2)}
.agent__creds li::before{content:"";position:absolute;left:0;top:.35em;width:14px;height:9px;
  border-left:2px solid var(--jade);border-bottom:2px solid var(--jade);
  transform:rotate(-45deg)}
.agent__stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin:0;
  background:var(--line);border:1px solid var(--line);border-radius:13px;overflow:hidden}
.agent__stats>div{background:var(--panel);padding:18px 16px}
.agent__stats dt{font-family:var(--f-mono);font-weight:600;font-size:clamp(1.4rem,3.2vw,1.9rem);
  color:var(--jade);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.agent__stats dd{margin:6px 0 0;font-size:.82rem;color:var(--ink-2);line-height:1.35}

/* =======================================================
   TESTIMONIAL
   ======================================================= */
.quote-band{padding:clamp(64px,10vh,120px) 0;background:var(--bg-2);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.quote-band__in{max-width:820px;text-align:center;margin-inline:auto}
.quote-band__mark{width:44px;height:auto;margin:0 auto 22px}
.quote-band blockquote{margin:0}
.quote-band blockquote p{font-family:var(--f-disp);font-weight:380;
  font-size:clamp(1.5rem,3.4vw,2.15rem);line-height:1.28;letter-spacing:-.02em;color:var(--ink);
  text-wrap:balance}
.quote-band blockquote em{color:var(--jade);font-style:italic}
@media (prefers-color-scheme:light){.quote-band blockquote em{color:var(--jade-deep)}}
:root[data-theme="light"] .quote-band blockquote em{color:var(--jade-deep)}
:root[data-theme="dark"] .quote-band blockquote em{color:var(--jade)}
.quote-band__by{display:inline-flex;align-items:center;gap:14px;margin-top:30px}
.quote-band__avatar{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;
  background:var(--panel);border:1px solid var(--line-2);font-family:var(--f-mono);
  font-size:.85rem;font-weight:600;color:var(--jade)}
.quote-band__by strong{display:block;font-size:.98rem}
.quote-band__role{font-size:.82rem;color:var(--ink-3)}

/* =======================================================
   QUOTE / FORM
   ======================================================= */
.quote{padding:clamp(70px,11vh,130px) 0}
.quote__grid{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(38px,5vw,80px);align-items:start}
.quote__lead h2{margin-bottom:1.2rem}
.quote__copy{color:var(--ink-2);font-size:1.05rem;margin:0 0 1.8rem;max-width:46ch}
.quote__assure{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.quote__assure li{position:relative;padding-left:32px;color:var(--ink-2);font-size:.95rem}
.tick{position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;
  background:color-mix(in srgb,var(--jade) 16%,transparent)}
.tick::before{content:"";position:absolute;left:6px;top:7px;width:9px;height:5px;
  border-left:2px solid var(--jade);border-bottom:2px solid var(--jade);transform:rotate(-45deg)}

.form{position:relative;background:var(--panel);border:1px solid var(--line-2);
  border-radius:var(--radius);padding:clamp(24px,3.4vw,42px);
  display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.field{display:flex;flex-direction:column;gap:7px}
.field--full{grid-column:1/-1}
.form__submit{grid-column:1/-1;width:100%;margin-top:4px}
.form__legal{grid-column:1/-1;font-size:.76rem;color:var(--ink-3);margin:0;text-align:center}
.field label{font-size:.82rem;font-weight:500;color:var(--ink-2);letter-spacing:.01em}
.field .opt{color:var(--ink-3);font-weight:360}
.field input,.field textarea,.field select{
  font-family:var(--f-body);font-size:.96rem;color:var(--ink);
  background:var(--bg-2);border:1px solid var(--line-2);border-radius:11px;
  padding:12px 14px;width:100%;transition:border-color .2s var(--ease),box-shadow .2s var(--ease)}
.field textarea{resize:vertical;min-height:76px}
.field input::placeholder,.field textarea::placeholder{color:var(--ink-3)}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--jade);
  box-shadow:0 0 0 3px color-mix(in srgb,var(--jade) 22%,transparent)}
.field input[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:var(--amber)}
.err{margin:0;font-size:.78rem;color:var(--amber)}
.select-wrap{position:relative}
.select-wrap select{appearance:none;-webkit-appearance:none;padding-right:38px;cursor:pointer}
.select-wrap__chev{position:absolute;right:15px;top:50%;width:9px;height:9px;pointer-events:none;
  border-right:2px solid var(--ink-2);border-bottom:2px solid var(--ink-2);
  transform:translateY(-70%) rotate(45deg)}

.form__ok{position:absolute;inset:0;background:var(--panel);border-radius:var(--radius);
  display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;
  padding:32px;gap:8px}
.form__ok svg{width:56px;height:56px;margin-bottom:8px}
.form__ok h3{font-size:1.5rem}
.form__ok p{color:var(--ink-2);font-size:.98rem;max-width:34ch;margin:0}

/* =======================================================
   FOOTER
   ======================================================= */
.foot{border-top:1px solid var(--line);padding:clamp(48px,7vh,80px) 0 30px}
.foot__in{display:grid;grid-template-columns:1.4fr 2fr;gap:40px;margin-bottom:40px}
.brand--foot{font-size:1.1rem}
.foot__brand p{color:var(--ink-3);font-size:.88rem;margin:14px 0 0;max-width:36ch}
.foot__cols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.foot__cols h4{font-family:var(--f-mono);font-size:.7rem;font-weight:500;letter-spacing:.16em;
  text-transform:uppercase;color:var(--ink-3);margin:0 0 14px}
.foot__cols a,.foot__cols span{display:block;color:var(--ink-2);font-size:.9rem;
  margin-bottom:9px;transition:color .2s var(--ease)}
.foot__cols a:hover{color:var(--jade)}
.foot__legal{padding-top:24px;border-top:1px solid var(--line)}
.foot__legal span{font-size:.76rem;color:var(--ink-3)}

/* =======================================================
   REVEALS
   ======================================================= */
.rv{opacity:0;transform:translateY(26px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.rv.in{opacity:1;transform:none}

/* =======================================================
   RESPONSIVE
   ======================================================= */
@media (max-width:980px){
  .hero__grid{grid-template-columns:1fr;gap:44px}
  .scope{max-width:460px;margin-inline:auto;width:100%}
  .adv__grid,.agent__grid,.quote__grid{grid-template-columns:1fr;gap:44px}
  .lines__grid{grid-template-columns:repeat(2,1fr)}
  .agent__card{max-width:360px;margin-inline:auto}
  .foot__in{grid-template-columns:1fr;gap:32px}
}
@media (max-width:720px){
  .nav__links{display:none}
  .hamburger{display:flex}
}
@media (max-width:560px){
  .lines__grid{grid-template-columns:1fr}
  .form{grid-template-columns:1fr}
  .assets{grid-template-columns:repeat(2,1fr)}
  .agent__stats{grid-template-columns:1fr}
  .foot__cols{grid-template-columns:1fr 1fr}
  .cmp__head,.cmp__row{grid-template-columns:1.2fr .9fr .9fr}
  .cmp__row [role="rowheader"]{font-size:.84rem}
  .scope__num{font-size:2.8rem}
}
@media (max-width:380px){
  .agent__stats{grid-template-columns:1fr}
}

/* body scroll lock */
body.menu-open{overflow:hidden}

/* =======================================================
   REDUCED MOTION — designed settled state
   ======================================================= */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;
    transition-duration:.001ms!important;scroll-behavior:auto!important}
  .rv{opacity:1;transform:none}
  .hero__title .l>span{transform:none!important}
  .scope__live-dot{animation:none}
  .band__cover{transition:none}
}
html{scroll-behavior:smooth}